Open Enrollment
Open Enrollment for 2027 benefits is November 2–November 13, 2026.
This is your annual opportunity to enroll in or make changes to these benefits:
- Medical, dental, and vision insurance
- Flexible Spending Accounts (FSAs)
- Health Savings Accounts (HSAs)
- Supplemental life insurance
- Supplemental accidental death and dismemberment (AD&D) insurance
- Accident, critical illness, and hospital indemnity insurance
You MUST actively enroll during Open Enrollment if you want benefit coverage in 2027.
Enrollment Guides & Resources
Need Help?
Call 1-214-524-6036 if you have questions about your benefits or how to enroll.
How to Enroll
When you’re ready to enroll or make changes, use the enrollment site.
Documentation for Dependents
If you’re enrolling dependents, you may need to provide this documentation:
- Marriage certificate
- Birth or adoption certificate
If you’re enrolling in or increasing supplemental life and AD&D insurance coverage for yourself or dependents, you may need to provide Evidence of Insurability.
Additional Step for Recent New Hires
If you’re hired during Open Enrollment, you’ll need to enroll twice: first for the current plan year, then again for 2027.
What’s New and Changing in 2027
Plan Costs
2027 Medical Rates (Monthly)
HDHP $5,000
Employee Only: $75.00
Employee and Spouse/DP: $450.00
Employee and Children: $300.00
Employee and Family: $525.00
HDHP $3,000
Employee Only: $150.00
Employee and Spouse/DP: $600.00
Employee and Children: $425.00
Employee and Family: $725.00
PPO $2,500
Employee Only: $260.00
Employee and Spouse/DP: $950.00
Employee and Children: $700.00
Employee and Family: $1,200.00
2027 Dental Rates (Monthly)
DHMO Plan
Employee Only: $11.21
Employee and Spouse/DP: $19.42
Employee and Children: $21.79
Employee and Family: $31.15
DPPO
Employee Only: $24.80
Employee and Spouse/DP: $46.60
Employee and Children: $57.86
Employee and Family: $85.42
2027 Vision Rates (Monthly)
VSP Vision Plan
Employee Only: $4.88
Employee and Spouse/DP: $8.76
Employee and Children: $9.26
Employee and Family: $14.63
Contribution Limits
Flexible Spending Accounts (FSA) and Dependent-Care FSA
For 2027 Flexible Spending Accounts, the annual IRS maximum is $3,500 (pending IRS final approval).
In 2027, annual maximums for your dependent care FSA are:
-
$3,750 for married couples filing separately
-
$7,500 for single taxpayers or married couples filing jointly
Health Savings Account (HSA)
In 2027, you can contribute up to:
- Individual medical coverage: $4,500
- Family medical coverage: $9,000
Employer contribution — HDHP $3,000 option
- Individual: $900
- Family: $1,500
Employer contribution — HDHP $5,000 option
- Individual: $600
- Family: $1,200
Ready to enroll?
Before you enroll, see what’s new and changing for the next plan year. There may be changes that are important to you.
You MUST actively enroll during Open Enrollment if you want benefit coverage in 2027.
Enrollment deadline and enrollment destination require confirmation before launch.